Please feel free to browse the following guides on refinancing:

1. Refinance Considerations
2. Refinance Once Then Do It Again
3. Build Home Equity Faster
4. Get Your Hands on Some Cash
5. Trade your ARM For A Fixed Rate
6. Mortgage Refinance Costs
7. Analyze Your Savings
8. Paying Points For A Lower Rate
9. Your Personal Income Taxes
10. Deciding To Refinance

Also, if at any time you need a mortgage calculator you can use the:
autumnmortgage.com Quick Calculator

This calculator is at the bottom of every page.