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Loan Programs:
Creative
Financing
- We specialize in
unique financing situations.
- 75% financing options
for investor properties,
purchases, and refinances.
.
- Rates as low as 3.50%!!.
- Cut your current
payments in half.
- Multiple loans for
self employed, part
time, and W2'd employees
- VA Loans 100% No Money
Down
- USDA Loans 102%
No Money Down
- Extremely short and
quick application. .
Lot
Loans:
- Loan Amounts to $,500,000
with Aggressive Pricing
- 100% purchase with
cross- collateralization
- Primary or Second
Home
- LTV to 75% - purchase
and rate/term, cash-out
available if recouping
dollars and if paid
cash within last 90
days
- Customer loyalty program
- possible .500 back
to you when you
come back to us for
the CTP loan
Single
Close Construction to
Permanent Loans:
- Construction to Perm
– one time close with
automatic modification
to perm financing –
zero fallout
for your builder
- Full Doc to $3,000,000
- Doc types include
Full doc, High Net Worth
and Asset Based Income
Program
- Lock First Program
– ability to lock upfront
for 18 months (free
float down at modification)
- Lock After Program
– allows borrower to
float permanent financing
interest rate until
construction is complete
- Full array of permanent
products available including
3/1, 5/1, 7/1, s, 15
and 30 Year Fixed and
I/O options
- Future value used
when property owned
more than 12 months
(it takes time to get
plans, engineering,
permits, etc., or in
the case of a remodel,
the borrowers have often
owned the home for more
than 12 months)
- Pre-starts acceptable,
i.e., construction started
- On-line Construction
Calculator will calculate
equity requirements,
reserve requirements,
transitional ratios,
max loan
amounts and more
Choices,
Choices, Choices:
- Low and no cost options
available.
- NO initial credit
check. .
- Start rate as low
as 2.50% on adjustable
programs.
- We work with all
types of credit. .
- Owner, Non-owner,
and multi-unit properties
OK.
Conforming
Loans:
- Lowest Rates and no closing costs options.
- Quick Closings
- No downpayment purchase options.
- Bad Credit Programs
- Interest Only options available
- 95% cash out refinance
options available
- High LTV construction loans
Jumbo
Loans:
- Asset Based Products
- Past Credit Problems
- Wide Variety of Purchase and Refinance Programs
- Non-warrantable Condos
- 80% Investment Properties
1 to 4 units
Slow
Credit Loans:
- Credit Scores down
to 620, lowest case
by case.
- Past foreclosure
or bankruptcy ok.
- Wide Variety of Purchase
and Refinance Programs.
- 4 out of 5 approved!
- No money down purchase
programs.
Get
Great Home Equity Loans:
- Up to 89% of your
homes value
- Consolidate high interest rate debt
- Low and no closing cost options
- Possible increased tax advantages
Our mission is to exceed your expectations, with speed, simplicity and service!
Other
Loan Programs:
Adjusted Rate Mortgages
Balloon Mortgages
Choosing
COFI
Fixed Rate Mortgages
Graduated Payment Method
Interest Rate Buydowns
Intro Rate ARMs
LIBOR
Standard ARMSs |
